At Foundation Stone Financial Planning, when we work with clients we examine what we describe as “three money buckets” – which are essentially short term, medium-term and long-term investments or funds. 1: Your Contingency Bucket This is the amount of money you require to manage if a bad event occurs.
David Lunn, founder of Foundation Stone Financial Planning chatted with the straight-talking presenters of Kilkenny Today Business, Fran Grincell and Pat Treacy, on Community Radio Kilkenny City. Community Radio Kilkenny City · THUR Kilkenny Today Business 13th January 2022 PODCAST [The interview kicks off at 3 mins and runs until
Each Christmas and New Year many people reflect on the year that has been and the one that is on the way. We stand back and evaluate what is important in our lives. We also take time out to make changes – and for many, this means sorting out your
Join financial planners Dervla Moloney and David Lunn as they discuss the six mental shortcuts that people use when making financial decisions. They explore each of the six heuristics and explain why financial planning should be based on facts and not these rules of thumb. Foundation Stone FP · Six
Our money mindset is our attitude and beliefs about money – our belief systems about everything from earning and spending, to savings and debt. But how do our money mindsets impact our relationships with loved ones and our own financial stability? Where did you first learn about managing money? Was
In this episode, financial planners David Lunn and Dervla Moloney discuss money mindsets and how they can impact your financial stability. They give tips on how to avoid mindset traps for better relationships through common financial goals. Foundation Stone FP · Money mindsets and how they impact your financial stability
Life is a journey, and we travel the road with family and friends. But life is also a financial adventure and one we need to navigate carefully. Here are ten things you need to know about financial planning for a better future. 1: Navigate your life and money armed with
Well sort of. Yes, we are approaching the end of a period in history that many of us will want to forget. The reduction in our freedoms is something we will always remember as a hardship. Many of us will also have lost loved one’s way too early. There will
It is often the case that 90% of healthcare costs come in the last 10% of life. In this instance I am using healthcare costs in its widest sense to include not just doctors, hospitals and medications but also residential care homes and other means of caring for yourself when
If you are a business owner, you need to know that your 66th Birthday has massive financial implications for the sale or transfer of your business. Current legislation in Ireland provides an incentive to sell or transfer your business between the age of 55 and before your 66th birthday. Relief from CGT
Will your assets pass to the important people in your life? Have you thought about a gift while you live? Have you thought about the tax implications of your estate? Use the 2-minute quiz below to see if you are prepared.
Is the investment return that you are seeking appropriate for your needs? Are you saving tax efficiently? Are your investments delivering what you need? See how you feel about these and other important questions with our 2-minute quiz.
Use our lifestyle wheel to see what areas of your life could do with an overhaul. Remember life is not a rehearsal.
Have you planned so that you can live the life you want to? Use this 2-minute test to see how you score against the main areas you can control to ensure you do.
