Comprehensive Financial Plans
Comprehensive Financial Plans
Every life and every set of financial circumstances is different. And so, each financial plan that we create has you and your needs at the centre of our conversations.
Our core service is the production of holistic, comprehensive financial plans for clients across Ireland.
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We create your financial plan in 6 simple steps.
We set out exactly how it works, from a timeline to payment information and what’s involved for us, the service providers and you, the client.
We get a clear picture of your current financial situation. Between us, we will define your personal and financial goals, understand your timeframe for results and discuss, if relevant, how you feel about risk. We gather all necessary documents before giving you the advice you need.
We analyse your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have asked for, this could include analysing your assets, liabilities and cashflow, current insurance coverage, investments, or tax strategies.
We will make financial planning recommendations that address your goals, based on the information you provide. We will explain the recommendations to you to help you understand them so that you can make informed decisions. We will listen to any concerns you may have and revise the recommendations as appropriate.
We will agree on how the recommendations will be carried out. Foundation Stone Financial Planning may carry out the recommendations or serve as your coach, coordinating the process with you and other professionals such as solicitors, accountants, or stockbrokers.
You and Foundation Stone Financial Planning will agree on who will monitor your progress towards your goals. If Foundation Stone Financial Planning Limited is in involved in the monitoring process, we will report to you periodically to review your situation and adjust the recommendations, if needed, as your life changes.
What is included in your
comprehensive Financial Plan?
- Description of your goals and objectives
- Full statement of affairs (personal balance sheet)
- Current cashflow (your budget)
- Estimated calculation of costs for future lifestyle needs and desires
- Projected cashflow based on future lifestyle expenses (future budget)
- Current and future potential risks
- Review of current assets and suitability for meeting future goals and objectives
- Recommendations for changes to asset allocation if required
- Investments
- Personal insurance needs
- Pension and retirement income planning
- Estate planning
- Specific financial needs as determined by you
No life is immune to change. Likewise, your tailor-made financial roadmap may need modifying to adjust to life’s twists and turns.
This is where we offer our skills as Life Centred Financial Planners, financial navigators that really kick into action as we guide you through life’s transitions.
As financial planners, we journey with you and will often get an understanding of your personal circumstances that may be better than your doctor, accountant and lawyer.
We put you at the centre of all our conversations and everything that we do is independent of any product or fee that might be paid when you deal with a financial advisor.
