New Ireland Assurance Company plc

Single contribution products

 

Initial

Commission

Clawback Period

Trail commission

per annum (p.a.)

Single Contribution Pension

 

 

 

Max

5%

5 years

1% p.a.

Single Contribution PRSA

 

 

 

Max

7%

5 years

0.5% p.a.

Approved (Minimum) Retirement Funds

 

 

 

Max

5%

n/a

1% p.a.

Annuities

 

 

 

Max

3%

n/a

n/a

Single Premium Investment Policies

 

 

 

Max

4%

3 years

1% p.a.

 

Regular contribution products

 

Initial

Commission

Clawback

Period

Renewal / Flat

Commission

Trail Commission

per annum (p.a.)

Regular Contribution Pension

 

 

 

 

Max

25%

5 years

8% p.a.

1% p.a.

Regular Contribution PRSA

 

 

 

 

Max

25%

5 years

6% p.a.

0.5% p.a.

Regular Premium Investment Policies

 

 

 

 

Max

10%

5 years

2.5% p.a.

0.5% p.a.

 

Individual protection

Year

1

2

3

4

5

6

7

8

9+

Max

225%

50%

20%

20%

20%

12.5%

12.5%

12.5%

12.5%

Clawback

Period

5 years

 

 

Group protection

 

Death in Service

Permanent Health Insurance

Year

1+

1+

Max

15%

20%

Clawback Period

1 year

1 year

 

Information correct as at 31 March 2020 and may be subject to change.

New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.

 

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To be clear the comprehensive financial plan we will provide for you is clear and practical financial advice that will develop your vision of the future and help you design a strategy to guide you to your goals. It is not prepared with a sale in mind. You will be free to transact our recommendations with another provider if you decide not to use Foundation Stone Financial Planning Limited for other services. If you choose us to implement portions of the plan, we will offset the cost of your plan production by any fees or commissions paid to the us by an investment or insurance provider.

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Financial Planning

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